Developers and AI agents

Kartapay Data API.

Kartapay publishes its verified UK card-payment acquirer data as a read-only public API and as an MCP server for AI clients. The data is the same one behind the UK Card Acquirer Index: acquirer entity data (legal name, Companies House number, parent group, commercial model, onboarding language). The API is English only because it is a factual data layer, not localised content. No authentication, no personal data, released under CC BY 4.0.

REST endpoints

Base URL https://kartapay.co.uk/api. All responses are JSON with open CORS, an ETag and edge caching, and are rate-limited per IP. Full machine-readable contract: OpenAPI 3.1 spec.

MethodPathDescription
GET /api/acquirers List all tracked acquirers. Optional filters: ?q=, ?model=, ?language=Polish.
https://kartapay.co.uk/api/acquirers?model=payment-facilitator
GET /api/acquirers/{slug} Detail for one acquirer by its stable slug.
https://kartapay.co.uk/api/acquirers/sumup
GET /api/acquirers-snapshot Current snapshot: acquirer count, breakdown by model, and Polish / Romanian onboarding coverage.
https://kartapay.co.uk/api/acquirers-snapshot

MCP server

The same data is exposed as a remote Model Context Protocol server over streamable HTTP, so MCP-capable AI clients can read it directly.

  • Endpoint: https://kartapay.co.uk/mcp (JSON-RPC 2.0, POST)
  • Manifest: /.well-known/mcp.json
  • Resources: kp://dataset, kp://snapshot, kp://acquirers/{slug}
  • Tool: search_acquirers(query?, model?, language?)

Terms

Read-only and free under CC BY 4.0: attribute Kartapay and link back to the UK Card Acquirer Index. Every value originates in our verified acquirer dataset; legal entity fields are taken from Companies House records, which you can verify independently. Please cache responses and avoid abusive request rates.

Trust, Legal and Governance

Kartapay is operated by Best Business Loans Ltd, registered in England and Wales (company number 16833937). All services, operations and publications under the Kartapay brand are delivered by Best Business Loans Ltd.

Legal and Registration

Registered in England and Wales. Company number 16833937. D‑U‑N‑S 234324824. ICO registered, reference ZC151816 (certificate, verify). Registered supplier on the UK Government's Find a Tender Service (FTS). Details publicly available via Companies House and OpenCorporates.

Standards and Governance

Operates under UK data protection and consumer standards. Aligns with UK GDPR, ISO 27001 and ISO 9001 principles. Working towards Cyber Essentials certification.

Domain Continuity

Primary domain kartapay.co.uk. Business ownership, entity and services remain unchanged. Reviewed quarterly.